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0% FINANCE NOW AVAILABLE ON ALL ORDERS £250 AND OVER – ONLY 10% DEPOSIT

 

Spread the Cost! – Flexible Payments in partnership with Divido

Pay in 6, 10 or 12 monthly instalments with Divido at 0% interest and only 10% deposit. We chose Divido as our finance partner because they are super helpful and are currently the top-rated point-of-sale finance company on Trustpilot. Divido also have a 4.8 score on Google reviews, from unmonitored and uninvited reviewers!  See table below for repayment plans based on a typical £250.00 purchase.

Finance Examples based on £250 purchase

6 Months 0% Interest Free10 Months 0% Interest Free12 Months 0% Interest Free
Payments
£37.50 p/m
Payments
£22.50 p/m
Payments
£18.75 p/m
Duration
6 month
Duration
10 month
Duration
12 month
Interest rate
0.00% APR
Interest rate
0.00% APR
Interest rate
0.00% APR
Deposit
£25.00
Deposit
£25.00
Deposit
£25.00
Customer cost of credit:
£ 0.00
Customer cost of credit:
£ 0.00
Customer cost of credit:
£ 0.00
Total payable:
£ 250.00
Total payable:
£ 250.00
Total payable:
£ 250.00
Making your purchase using our finance options is so simple.  Here’s a quick guide:

Who is Eligible for Finance?

Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

• Be a UK resident
• Be over 18 years of age
• Have 3 years of UK address history
• Be working at least 16 hours per week
• Have a valid phone number and email address
• Delivery address must be to the address you put on your finance application (billing address).

High acceptance rates

Most retail finance solutions are only connected to one lender. This means that when their merchants finance for their customers, they can only apply to one lender. This reduces the likelihood of the application being accepted. However, Divido is different. They are multi-lender so even if one lender declines the application, another more suitable can accept. Monthly Instalments with Divido makes the customer happy as they are able to purchase what they really want, conveniently and easily.

No paper, no hassle

With Divido, everything is completely digital. This ensures the application is quick for both the customer and the merchant, once again improving customer satisfaction as well as reducing the chance of a possibility of error.

Smooth application process

Divido has created an extremely efficient application process that takes moments to complete. Once the short application has been filled out by the customer, they typically have only to wait seconds to receive a response. If approved, the deposit is paid, the contract is signed – and the retailer can immediately dispatch the goods to the customer. What’s more, to ensure a smooth and uninterrupted experience, the customer doesn’t even need to leave the website or store to complete their application.

Divido is already working with over 400 merchants, including BMW, HTC, Simba and of course, Circle One.

Questions?

Feel free to give us a ring on 0330 043 1256 or send us an email on [email protected], and we would be happy to answer any questions you might have. Alternatively, pop into our showroom/shop and we can process your application while you wait.

About Divido

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com/

Credit is provided by Shawbrook Bank Limited, which is registered in England and Wales, registered no. 00388466. Registered office Shawbrook Bank Ltd, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Shawbrook Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204574.

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